Financial Information for Your Oral Surgery
Financial Policy
Payment for services, including deductibles and co-payments, is due at the time of service unless other arrangements have been made prior to treatment. Payments may be made using cash, or credit cards. Any arrangements for third party financing (like CareCredit) must be made before starting treatment.
If PREMIER ORAL & FACIAL SURGERY participates with your insurance, we are happy to submit the claims necessary to see that you receive your benefits. The insurance contract is between you and your insurance company. You are ultimately responsible for all charges. We cannot guarantee that any coverage estimated by your plan will be paid once the claim has been filed.
In order to maximize your benefits and because plans differ from carrier to carrier, and from policy to policy, our office may refer you to your carrier or employer’s benefits coordinator for assistance in understanding your plan. You are responsible for payment for all services regardless of the payment benefits.
If your insurance company has not paid your claim within 90 days after submission, you will be required to pay for services rendered. Any insurance benefit later received will be credited and you will be refunded.
If your procedure is estimated to be over $500 a deposit of half of the estimated amount due will be required at the time of scheduling or when the benefits are determined.
Payment Options
For your convenience, we accept:
- Cash
- Visa, MasterCard and Discovery
- CareCredit (A Financing Plan)
Please note: Personal Checks are not accepted at our office.
Billing
We will send you a monthly statement after we settled the insurance portion of your claim. Most insurance companies will respond within four to six weeks. You will not get a statement until we have finalized your claim with your dental and medical insurance companies.
When you receive your statement, please call our office if your statement does not reflect payments made by your insurance company during that time period.
Any remaining balance after your insurance has paid its portion – is your responsibility.
Your prompt remittance is appreciated.
We can make arrangements for a monthly payment plan, but that must be implemented prior to any actual procedures.
CareCredit Financing
We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans. CareCredit lets you begin your treatment immediately — then pay for it over time with low monthly payments that fit easily into your monthly budget. It works like a credit card but is exclusive to healthcare services.